Education loans

Education loans for studying abroad

We help you apply for education loans from major Indian banks and NBFCs. Rates can start from around 8% onwards, and terms and conditions apply.

Free counsellingChat on WhatsApp
RatesFrom 8% onwards*Final rate set by the lender
LendersMajor banks and NBFCsPublic and private
Loan typesWith or without collateralDepends on the lender and amount
CounsellingFree first sessionNo obligation
How we help

Simple help with your loan

8% onwards*

  • Check which loan options suit your course, country and budget
  • Compare offers from major banks and NBFCs
  • Guide you on documents and the application
  • Support you through sanction and disbursement
  • Help you plan proof of funds for your visa

*Indicative rate. The final interest rate, fees and eligibility are decided by the lender and depend on your course, country, and your and your co-applicant’s profile. Terms and conditions apply.

Banks and lenders

Major banks supported

Bank names and logos belong to their respective owners. Learning Oasis is not a bank or lender. We help you apply, and the lender decides on your loan.

Step by step

How it works

  1. Free counselling

    Tell us your course, country and how much you need to borrow.

  2. Check your options

    We suggest suitable lenders and explain rates, fees and repayment.

  3. Apply with the right documents

    We guide you on documents for you and your co-applicant, and on the application.

  4. Sanction and disbursement

    We follow up with you until the loan is sanctioned and the funds are released.

Usually covered

What a loan can cover

  • Tuition fees
  • Accommodation and living costs
  • Travel and visa costs
  • Books, laptop and equipment
  • Exam and application fees

Exactly what is covered depends on the lender and your course.

Documents

What you will usually need

  • Admission or offer letter
  • Academic records and test scores
  • ID and address proof for you and your co-applicant
  • Income documents of your co-applicant (usually a parent or guardian)
  • Property or collateral papers, if your loan needs them
FAQ

Common questions

Do you give the loan?

No. Loans are given by banks and NBFCs. We help you choose, prepare and apply, and the lender makes the decision.

What interest rate can I expect?

Rates can start from around 8% onwards. The final rate depends on the lender, your course, country and your and your co-applicant’s profile. Terms and conditions apply.

Do I need collateral?

It depends on the lender and the loan amount. Some loans are available without collateral and others need it. We explain the options for your case.

Do I need a co-applicant?

Usually yes. A parent or guardian with a regular income is the most common co-applicant. We tell you what your lender needs.

Can a loan help with my visa?

A sanction letter can often support your proof of funds, depending on the country and your visa rules. We guide you on what is accepted.

Please note: Interest rates, fees, eligibility and loan terms are set by each lender and can change. Loan approval is not guaranteed. Terms and conditions apply. Please read the lender’s terms carefully before you apply.
More help

More ways we can help

Shortlisting universitiesUniversities matched to your profile.Application supportForms, SOPs, LORs and documents.Visa guidanceDocuments, funds and interview prep.

Ready to plan your funding?

Talk to a counsellor for free. We will call you within 24 hours.

Free counsellingChat on WhatsApp